• Automobile Accidents
    Accidents occur. Unfortunately, all too frequently and never at a convenient time. You may be injured as a result of an accident and not even discover your injuries until a few days later. On the other hand, your injuries may be immediate which calls for immediate treatment or hospitalization. Even though Tennessee law requires it, many people do not carry insurance. In that situation, you are left with no choice but to make a claim to your own insurance carrier under the uninsured motorist coverage of your policy, or to attempt to collect directly for yourself against the party causing the accident.

    In an accident situation you should, if possible, immediately get the name, address and telephone number(s) of all parties to the accident and witnesses thereto. You should also collect additional information, i.e., license number of vehicles involved and, if practical and available to you, take photographs of the accident scene, vehicle damage, and any injuries you or your passenger(s) may have sustained. Each party involved in an accident is entitled to the name, address and insurance information of the other parties. You should always contact the police so that an accident report can be made unless the accident occurs on private property such as a parking lot where the police department is not required to make such a report. Even so, any security officer of that area should be notified.

    Your major concern after an accident is the physical recovery of yourself and any passenger(s) or other person(s) involved in the accident. Secondarily, the law entitles you to compensation for medical bills, lost wages, and for the pain of your injuries. Unfortunately, insurance companies are interested in their bottom line and paying out as little as possible. It is the job of the insurance adjuster, the company’s trained representative, to accomplish just that. You should consider retaining an attorney to deal with the insurance company, and have someone working for you who is trained in the law.

    Many attorneys will accept the first offer made by an insurance company. We do not do that. We review with you each offer and counter-offer until your claim is resolved at a point where you are satisfied that you have been made a whole as a result of the accident. If no fair offer is made, we will file a suit for you.

    We look forward to receiving your call and talking with you and assisting you in regard to any accident in which you have been involved.

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